GOWD announces a new strategic partnership with Higher, representing an important milestone in its growth strategy and in the expansion of its role as a Bank as a Service (BaaS) provider.
Partnership strengthens GOWD’s financial infrastructure and marks a new step in the delivery of banking and digital financial solutions for the Brazilian and international markets.
In recent years, GOWD has been consolidating its position as a company focused on simplifying and connecting financial operations, payments, and value flows for businesses operating in Brazil and internationally. Its solutions are built with a strong emphasis on operational efficiency, scalability, and regulatory alignment, serving fintechs as well as companies with cross-border operations.
With this new initiative, GOWD officially begins its journey as a Bank as a Service provider, expanding its ability to deliver integrated, secure, and flexible banking and financial infrastructure. The goal is to enable partners and clients to accelerate the launch of financial products, reduce operational complexity, and operate within an environment aligned with regulatory requirements.
The strategic role of Higher in the partnership
The partnership with Higher plays a fundamental role in this new phase. Higher operates as a Virtual Asset Service Provider (VASP), bringing strong regulatory, technical, and operational expertise within the digital assets ecosystem.
This contribution allows GOWD to advance responsibly and in a structured manner in solutions involving new financial technologies, while respecting applicable regulatory frameworks and market best practices. Higher’s experience supports the creation of a robust foundation designed to sustain growth, innovation, and integration across different business models.
Beyond technical integration, the partnership reflects an alignment of vision: both companies share a commitment to responsible innovation, operational security, and the sustainable development of the financial ecosystem.
Mandatory Licensing for Crypto Platforms
Under the new framework, all companies offering virtual asset services in Brazil must obtain authorization according to the new regulation. Providers will be classified by activity type, such as intermediation, custody, and brokerage, each with specific governance, cybersecurity, and operational requirements.
Foreign platforms will be required to operate through a locally authorized entity or regulated partner, with a defined transition period to comply with the new regime. In practice, the compliance effort is no longer optional. It becomes a core operating requirement for maintaining continuity, partner access, and scalable growth in Brazil.
What this means for clients and partners
For clients and partners, the partnership between GOWD and Higher delivers immediate and practical benefits in terms of robustness, predictability, and scalability.
In practice, it provides access to a more structured financial infrastructure capable of reducing operational complexity, accelerating the launch of new financial products, and increasing security in the design of solutions involving payments and digital assets. By operating on a foundation aligned with regulatory requirements and market best practices, partners are able to focus on growth, user experience, and innovation, without assuming unnecessary infrastructure or compliance risks.
The result is a more efficient environment to develop, test, and scale financial business models, with greater operational clarity and support for sustainable growth.
Market impact and next steps
Through this partnership, GOWD reinforces its positioning as a financial infrastructure company prepared to address increasingly complex market demands, offering partners a solid foundation for building modern, scalable financial products aligned with the regulatory environment.
The focus remains on delivering solutions that lower barriers to entry, increase operational efficiency, and enable new financial experiences for both businesses and their end users.
This collaboration represents another step toward building a more connected, flexible, and future-ready financial ecosystem.
We continue building the future of financial infrastructure.
