Gowd
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BaaS

Banking as a Service for individuals and businesses

Offer payment accounts and financial services to your customers through Gowd’s regulated infrastructure. Connect your platform to payment accounts, Pix, APIs and a compliance framework built for companies that want to launch, operate and scale financial services in Brazil.

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Your platform. Our infrastructure. A complete financial experience.

Gowd’s Banking as a Service lets companies embed financial services directly into their platforms, offering payment accounts and transactions to individuals and businesses. Gowd provides the regulated infrastructure behind the operation, while your company keeps the experience, the relationship and your customers’ journey.

  • Payment accounts for individuals and businesses

    Offer payment accounts to individuals and businesses, on infrastructure built for opening, managing and moving money through accounts. Build financial experiences into your product without building the whole infrastructure from scratch.

  • Integrated Pix

    Connect your operation to Pix and offer real-time payments and transfers, 24 hours a day. Infrastructure built for high-volume operations, with a direct connection to Brazil’s instant payment system.

  • APIs for your operation

    Integrate accounts, transactions and financial information into your systems through APIs. Automate processes, monitor operations and connect Gowd’s financial infrastructure to the experience your company already offers.

  • Built-in compliance

    Financial infrastructure demands security and control. Our operation combines technology and compliance processes, including KYC and anti-money laundering, to help your company build an operation aligned with regulatory requirements.

Built for different business models

Gowd’s Banking as a Service can be used by companies that want to embed financial services into their own product, or offer their customers a more complete payment experience. Fintechs, marketplaces, digital platforms, technology companies, exchanges and VASPs can rely on Gowd’s infrastructure to build and run their own financial experiences. For exchanges and VASPs that need to operate on the Pix rail, BaaS can be combined with the GOWD Account to create an integrated financial infrastructure for the operation.

  • Fintechs
  • Marketplaces
  • Digital platforms
  • Technology companies
  • Exchanges and virtual asset service providers (VASPs)

Why Gowd?

  • Regulated infrastructure

    Gowd is a Payment Institution authorized to operate by the Banco Central do Brasil, offering financial infrastructure built for the regulated environment.

  • Direct Pix

    Direct participation in Brazil’s instant payment system, connecting your operation to Pix on infrastructure built for speed, availability and scale.

  • Technology to scale

    APIs and infrastructure built to keep pace with your operation as it grows, from the first integration to high-volume operations.

  • Compliance as part of the operation

    KYC, anti-money laundering and regulatory controls built into the infrastructure, to help your company operate securely and in compliance.

Ready to build your next financial experience?

Connect your platform to Gowd’s regulated infrastructure and offer payment accounts, Pix and financial services to your individual and business customers.

One integration.A complete infrastructure.More possibilities for your product.

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